Mortgage Renewal?
Shop First.
Save Thousands.
Your bank sent you a renewal offer. It's probably not the best rate. We'll compare 50+ lenders and find you a better deal — free.
Renewal Rate Check
Free · see your options
Response in 5 min · No obligation
The Truth About Renewals
Your bank's renewal offer
isn't the best rate.
Banks count on inertia. They send you a renewal at a higher rate, knowing most people just sign it. Don't be most people.
Bank Renewal Rates Are Higher
Banks often renew customers at rates 0.5-1% above what they'd offer a new customer. That's thousands in extra interest.
You Can Switch Penalty-Free
When your term ends, you can move to any lender with no penalty. Your remaining balance just transfers over.
We Find Better Rates
We compare 50+ lenders including credit unions, monoline lenders, and private banks that don't advertise.
Lock In Before Renewal
We can often lock in a great rate 3-6 months before your renewal date, protecting you from rate increases.
Fast & Easy Process
Switching lenders takes 2-4 weeks. We handle everything — you just sign the new mortgage.
No Cost to You
Our renewal review is 100% free. We're paid by the lender when your mortgage closes.
Real Savings
The cost of
not shopping around.
Example: $500,000 Mortgage Renewal
*Actual savings vary. Get a free personalized renewal review.
Testimonials
Renewal clients
who saved big.
“Saved us $340/month on our mortgage renewal. I had no idea we were overpaying our bank for years.”
Sarah M.
Oshawa
“My bank offered 5.79%. Our matching service found 4.49%. That's over $20,000 saved over my term. I'll never just renew with my bank again.”
Karen W.
Oshawa
“I was about to sign my bank's renewal offer. A friend suggested I call Mortgage Expert first. Best decision I ever made.”
Michael B.
Pickering
FAQ
Renewal questions.
Don't sign that renewal yet.
Send us your renewal offer. We'll show you better rates from 50+ lenders — free, no obligation.